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DEAR HENRY: To my information, there is not any law on this subject matter; it’s really a matter of common feeling. As well as in a Group association, it might also be a issue of fiduciary duty.
I am a hard money lender and I do not demand a loan fee, only an curiosity charge to get a specified term.
I had confusions about loan time period and time taken to get the money following submitting of files. I was in Predicament for various interest rates made available from different lenders.
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There are numerous legitimate hard-money lenders. On the other hand, as in each individual job or field, there are numerous bad apples. Some hard-money lenders are loan sharks whose sole aim would be to just take your house far from you.
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Now, you can find a large number of hard money lenders, if they wish to remain in company, call for additional than simply equity to qualify. It is because the legal guidelines now are favorable for buyers. Consumer security legislation, time intensive and high-priced courtroom methods, and the like have forced some hard money lenders to be even harsher when implementing to get a loan.